Our Process

On the Trail We have designed a 7-Step program to get you back to Credit Health. This program includes one-on-one mentoring by one of our FCRA and FICO certified Credit Wellness Advisors. This mentoring includes a personalized & inclusive credit analysis (Credit Health Report,) as well as personal guidance and education for obtaining true and sustainable credit health for life.

Our Path to Credit Health

Step 1: Identify your current credit condition. Are you looking to buy a car, a home, get a job, insurance, or get small business loan?

Step 2: Obtain a copy of your credit report

Step 3: We'll design a personalized & inclusive Credit Health Report analysis just for you

We'll assign a FCRA and FICO certified Credit Wellness Advisor
Your advisor will identify your past and current habits that affect your credit health
We'll help you set individualized goals

Step 4: You will need to make a commitment to take action steps and changes in your current habits

You'll become our "Partner"
You'll create new behaviors
We'll help you rebuild new positive credit (eg: Secured & Unsecured credit cards)
We'll help you understand your limits and boundaries (formula of credit)

Step 5: You'll be able to set goals, review and track your progress

You'll also receive credit monitoring service to review the progress

Step 6: You'll learn how to strengthen your credit

We'll help you restore your past (no miracles; this is a process)
Synthetic ID Protection (removal of inaccuracies of your personal information)
We'll work with you to dispute inaccuracies with credit bureaus and creditors
We'll assist you in obtaining new secured and unsecured lines of credit

Step 7: Ongoing Education & Giving Back

Weekly educational highlights
Planning for my future
Protection for my future
Inspiring others to make a change and sharing your experience with Get Credit Healthy